Position Title: Business Rehabilitation Banker
Location: Tbilisi, Head Office
Position Type: Full Time
Department: Risk Management Department
Application Deadline: January 15, 2025
What we offer:
- Ability to work and grow in the international environment
- Friendly and supportive team
- Competitive compensation and benefits package with flexible working conditions
- Support in learning and development
- Openness to innovative approaches
Major Duties and Responsibilities:
PORTFOLIO MANAGEMENT:
Being responsible for entrusted (subject to rehabilitation) portfolio management and monitoring;
To carry out a regular financial/credit analysis of each relevant customer to identify possible risk factors and to ensure that process of credit analysis is done properly;
Analyze existing situation and offer problem solving possible scenarios to the manager;
Controlling loan portfolio on daily basis;
Controlling fulfillment of the any covenants approved by decision making bodies.
CUSTOMER MANAGEMENT:
Permanent communication with relevant customers to identify customer needs/requirements;
Elaboration of loan rehabilitation proper schemes;
Ensure contract content negotiations with the customer and involved departments;
Maintain good working relations with customers and advise on the latest products and services of the bank.
PROCESS MANAGEMENT:
Preparing and presenting written credit memorandum and/or financial statements and/or other documents to appropriate decision making bodies for credit/restructuring approval;
Implementing optimal structure, appropriate pricing and conditions on credit facilities.
INTERNAL COMMUNICATION:
Maintain good working relations with Bank departments to ensure smooth approval and operation processes;
Support other departments when needed and required.
DOCUMENT MANAGEMENT:
Keeping accurate records of all documentations or correspondence related to his/her borrowers;
Make sure document proper filing and approval.
Qualifications Required:
Education: Bachelor's Degree in Finance, Business Administration, Economics, or related fields.
Work Experience: 2 years working experience in business lending in bank.
Languages: Georgian-Native, English- Fluent(both verbal and written); Russian will be considered as an advantage
Skills and Competencies Required:
- Excellent knowledge of accounting and finance
- Knowledge of computer programs;
- Excellent communication skills;
- Strong analytical skills;
- Ability to plan,organise and manage time effectively;
- Detail-oriented with a focus on quality and accuracy;
- Understanding of the latest developments in the borrower’s industry;
Only shortlisted candidates will be contacted. We wish you good luck.