Business Rehabilitation Banker

Position Title: Business Rehabilitation Banker
Location: Tbilisi, Head Office
Position Type: Full Time                                          
Department: Risk Management Department
Application Deadline: January 15, 2025

What we offer:

  • Ability to work and grow in the international environment
  • Friendly and supportive team
  • Competitive compensation and benefits package with flexible working conditions
  • Support in learning and development
  • Openness to innovative approaches

Major Duties and Responsibilities:

PORTFOLIO MANAGEMENT:
Being responsible for entrusted (subject to rehabilitation) portfolio management and monitoring;
To carry out a regular financial/credit analysis of each relevant customer to identify possible risk factors and to ensure that process of credit analysis is done properly;
Analyze existing situation and offer problem solving possible scenarios to the manager;
Controlling loan portfolio on daily basis;
Controlling fulfillment of the any covenants approved by decision making bodies.  

CUSTOMER MANAGEMENT: 
Permanent communication with relevant customers to identify customer needs/requirements;
Elaboration of loan rehabilitation proper schemes;
Ensure contract content negotiations with the customer and involved departments;
Maintain good working relations with customers and advise on the latest products and services of the bank.

PROCESS MANAGEMENT:
Preparing and presenting written credit memorandum and/or financial statements and/or other documents to appropriate decision making bodies for credit/restructuring approval; 
Implementing optimal structure, appropriate pricing and conditions on credit facilities.

INTERNAL COMMUNICATION:
Maintain good working relations with Bank departments to ensure smooth approval and operation processes;
Support other departments when needed and required.

DOCUMENT MANAGEMENT:
Keeping accurate records of all documentations or correspondence related to his/her borrowers;
Make sure document proper filing and approval. 

 

Qualifications Required:

Education:  Bachelor's Degree in Finance, Business Administration, Economics, or related fields.

Work Experience: 2 years working experience in  business lending in bank.

Languages: Georgian-Native, English- Fluent(both verbal and written); Russian will be considered as an advantage 

Skills and Competencies Required:

  • Excellent knowledge of accounting and finance
  • Knowledge of computer programs;
  • Excellent communication skills;
  • Strong analytical skills;
  • Ability to plan,organise and manage time effectively;
  • Detail-oriented with a focus on quality and accuracy;
  • Understanding of the latest developments in the borrower’s industry;

 

Only shortlisted candidates will be contacted. We wish you good luck.

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